CashWise Loans is a Leading Micro-Finance Brand that Operates and is Recognizable Countrywide. How to Apply for a Cash Loan at your Nearest Branch Here!
Operating all over South Africa and NRC registered under different ownership structures, the CashWise Loans brand is what unites the fleet of branches. It is known for its ubiquitous presence and offers of short-term cash loans of small to medium amounts.
Because there are so many CashWise Loan branches which are NRC registered as different legal entities, we advise that any attempt to apply for a loan from one of the branches should be preceded by checking the NRC directory of registrants. (For example: CreditMoney discovered 17 different entries for a “CashWise” search in the NRC database, before looking at spelling variations)
To apply for a loan with any of the registered branches, you will need to present you South African ID, Proof of Registration, typically 3 months Bank Statements and Payslips. You would then be subject to a short credit check and affordability assessment.
This is done in compliance with the National Credit Act of 2005 and its amendments, so if these are not required of you during application then it may be possible that the branch chosen is operating illegally. Other indications of scams, fraudulent or loan shark activity is if they request an “initiation fee” to be paid by you.
Should you qualify, payment of the funds into your account would be almost instant. For micro-lenders of this type, repayment periods range from 1 to 12 months and are made by debit order.
Micro-lenders also charge high interest rates so be weary of longer terms. Use our Finance Calculator to compare the interest you will pay.
Because the CashWise Loans brand relies on the different branches to bring in their own sales, their online presence is lacking. The easiest way to get in touch with the different branches is to use the list provided below to call the branch nearest you.
If this is too much of a hassle and you would like to be services wherever you are, Apply for a CreditMoney Loan today!
There are thousands of credit providers in South Africa, the CreditMoney Loans Page contains more information on a variety of loan options.
Address and Contact Details
Branches in Mpumalanga:
- Bethal – 017 647 1759
- Emalahleni – 013 656 1853
- Komatipoort – 013 793 7265
Branches in the Eastern Cape:
- Port Elizabeth, Walmer – 041 581 1240
- Port Elizabeth, Neave Industrial – 041 451 3650
- King Williams Town – 043 643 3131
- Middelburg – 049 842 4418
Branches in Gauteng:
Benoni – 011 421 0222
Branches in Kwazulu-Natal:
Pietermaritzburg – 033 345 4624
Branches in North West:
Fochville – 018 771 3573
Branches in Limpopo:
Northam – 014 784 4448
Branches in Free State:
Parys – 056 811 2771
Branches in the Western Cape:
Worcester – 023 347 5463