If you have a poor credit history or profile, it will be quite difficult for you to get a mobile phone on a contract. If you do find yourself in this predicament, though, you have a significant number of choices to consider. Mobile phone providers have formed strategic alliances with a variety of other businesses and online retailers to make this possibility a reality. Before you commit to purchasing a phone with a contract, there are a lot of different factors you need to think about. Nobody wants to make a terrible deal, the kind of transaction that they would later come to regret. This post will give you with helpful resources that will assist you in finding a mobile phone contract that does not need a credit check. In addition to this, you will get knowledge on the appropriate locations to visit in order to acquire contracts in South Africa.
How to Decide on a Cell Phone Contract with No Credit Check
- Find out what kinds of services the company provides before you commit to signing a contract with them.
- Check the amount of the monthly payment to ensure that it is within your budget.
Determine how long you will be required to make payments. You may be able to negotiate payment terms of up to three years with certain companies. Others are only valid for one year.
- Make sure that you are obtaining a solid overall contract deal, one that you can afford without putting too much pressure on your financial muscles, while you are thinking about the cost of the contract.
The next step is to examine the mobile phone plan, including the data bundles, SMS, and airtime that are included in the mobile contract. Typically, contract plans include both a mobile phone and a SIM card in the package offer. There are some contracts that merely supply a SIM card, while others may even include a Wi-Fi router. It is totally up to you to decide which model of smartphone to purchase. The Nokia C2 and the Redmi 9C are two examples of low-cost smartphones that are included in the lineup of available mobile phones. The very finest mobile devices now available are midrange smartphones such as the Oppo A53 and the Samsung Galaxy A21. Contracts that do not need a credit check are very uncommon for high-end handsets such as the iPhone 13 Pro and the Samsung Galaxy S20 Plus.
Your monthly budget will determine the mobile device you are able to purchase, so keep that in mind while making your decision. The top mobile devices come with a hefty price tag. Although everyone has their own view on what makes the perfect mobile contract, here are a few things to keep in mind as you shop around. You should aim for optimal performance as well as the lowest possible price for a screen. Find out what other people’s experiences with the mobile device you’re interested in have been like by reading internet reviews on smartphones. Maintain a sharp lookout for any mobile phone offers that could be offered as part of a campaign that may be available.
The SIM card that you acquire with a contract is provided by the mobile phone provider. This indicates that you will sign up for a mobile network service with Vodacom, MTN, Cell C, or even Telkom. However, you shouldn’t center your search on the airtime, SMS, and data bundles that come with the contract since doing so will make your decision more vulnerable to personal preference. More data, more airtime, or more SMSs can be what you’re looking for, depending on the requirements imposed by your particular use case. Simply put, you need to make sure that you choose a reputable mobile phone network for your region.
If you spend a lot of time online, you should look for an internet plan that gives you more data to work with. However, if you contact your friends, family, or coworkers rather often, you should look for a plan that includes a greater total number of minutes for voice calls. Last but not least, if you are someone who sends a great number of text messages, you will want to be sure that the plan you choose includes a great number of SMSs.
Examine the several ways that may be used to make payments on the contract. The acceptable means of payment may differ from one service provider to the next, but in most cases, you can pay with a credit card, a debit card, cash, or electronic funds transfer.
There is also a possibility that you may be required to pay a security deposit; the size of the deposit will vary based on the carrier as well as your credit rating.
Prerequisites for Obtaining a Cell Phone Contract that Does Not Include a Credit Check
Even though these particular types of mobile phone contracts do not need that a credit check be performed, the following information on your personal life will still be required from you:
- a name that is recognized by the law
- Your identity card from South Africa
- Current information about contact parties
- Your pay check each month (sometimes bank statements)
They use the information you provide to determine whether or not you are able to make the monthly payments required for your contract.
Where to Look for Cell Phone Contracts That Do Not Require a Credit Check:
The following sellers provide a diverse selection of offers for mobile phone contracts and do not do credit checks on their customers:
phonefinder.co.za provides customers, regardless of their credit history, with an option called “Credit Friendly Deals.” This option is available to consumers who have a bad credit rating or even those who have been blacklisted. Their contract prices vary from around R150 to R400 and are valid for a period of twenty-four months. You are able to submit an application for the contract deals available on Credit Friendly Deals straight via the website.
There are mobile phone contract packages available from Intellicell with monthly payments that range from R150 to R350 for a period of 24 months. Vodacom is installed on every one of their smartphones. The firm was established in 2005 with the goal of providing an inexpensive alternative to the millions of people who use prepaid mobile phone services. Although there was a significant one-time payment associated with the prepaid plan, it was a worthwhile option to the month-to-month contracts.
There are mobile phones available from nocreditcheck.co.za with contract fees as high as R850 per month for a period of 18 months. They provide mobile phone contracts to persons on blacklists with no minimum credit score requirement in addition to customers who already have a credit status. Contracts are also available with MTN, Telkom, and Cel C via this provider. You are need to provide evidence of work for a period of at least six months previous to your application in order to be considered for these contracts.
The city of Durban in KwaZuluNatal is the birthplace of the mobile phone retailer known as Bfor Mobile. The “changing demands of many South Africans desiring access to a mobile device” is the driving force behind their mission to provide a solution. They provide mobile phone contracts without doing any kind of credit check on the customer. You may see the bargains that they currently have available on their website.
Customers who have a poor credit rating or a history of poor credit may find the mobile phone contracts that do not include credit checks to be more suitable for their requirements. It’s possible that you’ll find yourself in a situation where you need a mobile phone but have few alternatives to choose from. It is fortunate for you that the alternative is available on the market when you are under intense pressure to employ these contracts.
Before you decide on a contract, be sure to give careful attention to these three important factors. First, you need to determine what you can really afford and whether or not the offer is a decent one. Second, you should have an idea of the kind of phone you desire. Last but not least, you need to decide which bundle you want from those that give the most airtime, data, or SMS. After making your choice, the companies that have been mentioned will assist you in acquiring a mobile phone contract that is tailored to your specific needs and preferences.
Even if every company that sells mobile phone contracts is in compliance with the requirements of RICA (the Regulation of Interception of Communications and Provision of Communication-Related Information Act), it is still your obligation to make sure you don’t get tricked into a terrible bargain. Before agreeing to anything stipulated in a contract, it is imperative that you thoroughly read and comprehend the terms of the agreement.