Credit Centre loans was established with the sole purpose of assisting people in obtaining loans. The service that we provide at Credit Centre is quick, hassle free and very effective. We offer our services to anyone in South Africa looking for a loan and we extend our services to clients who have been blacklisted. We operate across South Africa as a brokerage and we have been operating in this fashion for over 25 years in the credit field. Within the 25 years of operating; we have gathered a good amount of experience and we know what works best for our individual clients.
Credit Centre loans and services
There are many wonderful reasons as to why you should join Credit Centre. The most beneficial reason that makes us stand out from all the other credit providers out there is that we will give you your very own online attorney who will be your go to guy for any legal matters that you may find yourself in. This benefit will definitely come in handy when you need to look for legal assistance. Our services include a number of independent attorney companies who are available for our clients through our online platform or via telephone for any legal issues that they may be facing.
At Credit Centre we have structured our online platform for you with a panel of credit providers that are all registered with the NCR. The following services are enjoyed by our clients on a daily basis:
- Extremely Competitive Interest rates.
- Quick and easy online applications.
- Monthly repayments that is consistent.
- Payment period of 12 to 60 months.
- The loan amount will be paid directly into your bank account.
- A wide selection of loans.
The Maximum Annual Percentage Rate is capped at 38% of the loan.
Example: Should you as the client take out a loan amount of R100 000 you will be expected to repay the loan over a period of 36 months at an Annual Percentage Rate of 28%. There is a monthly service fee of R68.40 that will be incurred which means you will be paying back R4 558.00 per month. Please note that the interest rate you will be expected to cover is very much dependent on the amount of the loan, the loan term and the credit score of the client. Should you as the client wish to take out a second or third loan; you are more than welcome to apply for it and the loan will be granted if you as the client are paying your loan instalments diligently every month. The credit provider makes their decision of granting you a loan based on the principles and guidelines of the NCR.
In order to qualify for a loan through Credit Centre you must fall under this criterion:
- You must be 18-65 years of age.
- You must reside in South Africa as a permanent resident.
- You must have permanent employment.
- You must have a South African Bank account where your salary is paid into every month.
- You must have your most recent proof of income.
- Proof of residence.
- 3 Months bank statements.
Credit Centre loans contact details
Address: 20 Boronia Ave, Rustenburg, North West Province, 0299
Phone: (014) 533-0484
Fax: 086 500 2827