Emerald Micro Lenders offers short-term cash loans to customers in Vereeniging, Gauteng, from Monday to Saturday, whenever you need. Learn more about how to apply with them today!
Emerald Micro Lenders can be contacted on their call-line or visited at their offices in Vereeniging for inquiries about how to apply for a short-term cash loan with them. As a micro lender, Emeral Micro Lenders should require that you submit your documents to them in order for them to process your application.
The documents you can expect to have to provide include your:
- South African Identity Document
- latest payslip
- most recent 3 months bank statements (displaying proof of address)
Once you have made your application for the cash loan, you should expect a short wait for the completion of the review process before approval.
The review process involves:
- an affordability assessment – to check whether you can afford the repayments on the loan you requested; and
- a soft credit check – which is only a short summary of your credit history required by the National Credit Act (NCA).
Credit providers in South Africa are regulated by the National Credit Regulator (NCR) which operates under the aforementioned NCA law. We here at CreditMoney do research to help you make informed financial decisions.
We were unfortunately unable to determine whether Emerald Micro Lenders is NCR registered using the Directory available online. As a potential loan applicant you should be weary of unregistered credit providers operating illegally, as they form part of the same group which includes scams, frauds and loan sharks.
CreditMoney has, however, profiled other micro lenders in your area. Although micro lenders offer short-term cash loans at generally higher rates than major banks, we also provide an Interest Calculator for your convenience.
If none of these options are convenient enough, then simply Apply for a Cash Loan with us!
016 455 3959
Shop no. 5, Verdale Building, Opposite Sassa, Kruger Avenue, Vereeniging, 1939, Gauteng