Ikwekwezi Financial Services is a short-term cash loans provider in Emalahleni, Mpumalanga. WARNING: Don’t apply for a cash loan until you read this.
Ikwekwezi Financial Services operates their short-term cash loan agency from the ground floor of the Nedbank Business Sentrum (NBS) Building in Emalahleni.
The name of the building from which they conduct their business gives an indication of the kind of customer they target.
Unlike with major banks, getting approval for a short-term cash loan from smaller credit providers is easier and more likely.
All you would need to apply is to provide them with your South African ID document or card, your payslip and three months bank statements which shows proof of your address.
Once the application is made with the required documents included and submitted, your eligibility for the short-term cash loan will be reviewed.
This process should be a speedy one, in which a soft credit check evaluating a summary of your credit history is performed. It would also include an affordability assessment to see if you can afford the monthly repayments.
Once this is completed, and if you are approved, the cash payout should take place directly into your account almost immediately.
Depending on what you agreed to in the contract, repayments can be made and completed in only a few months.
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The caveat here is that short-term cash loans typically have high interest rates compared to those generally offered by major banks, albeit easier to get.
Another most important consideration is that, in the specific case of Ikwekwezi Financial Services, we here at CreditMoney were unable to determine whether they are NCR registered or operating illegally.
According to the National Credit Act (NCA) of South Africa, all credit provider must have a National Credit Regulator (NCR) registration number available in the NCR Directory online.
It is believed that scams, frauds and loan sharks typically operate unregistered.
You can also Apply for a Cash Loan Online with us!
013 656 1042
Shop no. 3, NBS Building, Botha Avenue, Witbank, Emalahleni, 1035, Mpumalanga