Kwikcash Grahamstown

Kwikcash Grahamstown is a registered credit provider in Grahamstown, Eastern Cape. Find out how to apply and get approval here!

The loan agency is registered with the National Credit Regulator (NCR) of South Africa with registration number NCRCP2421.

Under the National Credit Act (NCA) of 2007 they should comply with regulations stipulated therewith.

Kwikcash offers short-term cash loans to credit consumers in and around Grahamstown.

How to Apply and get Approved for a Cash Loan

In order to apply for a cash loan, either visit their offices or call their number with the contact details provided below.

The documents required to be submitted for the loan application include your:

  • ID document
  • latest pay stub
  • 3 months bank statements (displaying your address as proof of residence)

Once your documents are submitted and the loan application is completed, your application will be under review.

The review process consists of:

  • A soft credit check which just summarizes your more detailed credit record; and
  • An affordability assessment which assesses whether you will be able to afford the monthly payments on the loan applied for.

The review process should not take more than a few days. Should you be approved for the loan, you can expect the cash payout to reflect in your account relatively shortly.

You will be able to use the money for whatever your needs may be. No restrictions.

Repayment periods for short-term cash loans range from one to a few months, meaning you won’t be spending years repaying the loan.

In addition, amounts offered are usually in the region of a few thousand Rand. This means payback could likely be affordable for many.

A major caveat of concern is that interest rates offered are often higher than those offered by major banks. Use our interest cost calculator to compare your loan options.

A convenient way to apply for a cash loan online is provided right here!

Kwikcash Grahamstown Contact Details

Physical Address:

93 High Street, Grahamstown, 6139, Eastern Cape

Phone Number:

046 622 2841

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