Makro Cash Loans

All the benefits offered by Makro Cash Loans

For South Africans looking for access to personal loans, banking institutions are no longer the only option. While there is a wide array of micro lenders available on the market, there are also a number of retail outlets that have diversified their product and service offering to provide financial solutions.

These stores not only offer credit but very often they offer loans to their customers too.

One such store is Makro.

Tell me more about Makro?

Makro is a stalwart of the retail space, which also now offers customers a convenient online shopping hub. With 20 stores now trading in South Africa, Makro’s first store opened in 1971 in Germiston.

Upon inception, the retail giant became the first cash and carry store in the country.

The store continues to provide South Africans with access to a wide array of products and services. Through its provision of financial services, Marko offers customers some financial relief.

What services are offered by Makro?

In addition to providing a range of products, Makro also provides financial services. These services include the provision of Makro Cash Loans.

Makro Cash Loans offers loans between R1000 and R125 000, with repayment terms of between 12 and 60 months.

To apply for Makro Cash Loans, individuals need to be at least 18 years old, with a valid South African ID. They also need to be employed and they should be earning R2000 or more per month.

Makro Credit is powered by RCS, a registered credit and authorised financial services provider.

What are the benefits of choosing Makro Cash Loans?

Fixed monthly instalments- Individuals don’t have to worry about instalments being affected by fluctuations in the interest rates. Repayments remain consistent so customers can plan ahead and budget accordingly.

Once you have been approved, you can expect the loan to be paid directly into your bank account within 24 hours. This way you will have immediate access to the finance you may need to pay for any financial emergencies you may have.

You have the benefit of a paperless application process. One of the benefits of technological advancements is that individuals no longer have to submit stacks of paperwork when they apply for personal loans. Applications can be submitted online, allowing individuals to save more time and money in the process.


Makro provides electronic statements, so customers can keep track of exactly how much money they have to repay. This also makes it easy to track the loan.

Customer Protection Insurance is included. This insurance covers payment of the loan in the unfortunate event of death, retrenchment, critical illness or permanent disability.

With Makro Cash Loans comes the option to re-advance. This depends on how well you have serviced the loan.

You can apply online for the loan or you can simply SMS you ID number * initials* surname* monthly salary to 47550.

There are no limits on how you can use the loan. Makro places no limits on customers.

Makro Cash Loans contact details

Telephone: 0860 300 999
Email: supporting documents to:


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