McCarthy Vehicle Finance

Having your very own vehicle is can be such a luxury and not because the vehicle itself is a luxury vehicle but because of what having your own vehicle can do for you. Say goodbye to those long queues at the taxi rank that you dread so much. A bus can be a better option than a taxi but it still has so many pitfalls like being extremely full and with you having to stand throughout the entire transit and at times the bus simply doesn’t pitch leaving you with the unpleasant duty of having to inform your superiors of the reason that you are late. Your own vehicle will cancel all of those troubles immediately. Enjoy the convenience of leaving your home when you want to leave your home, go the gym, work, and do some grocery shopping before heading home all in one day. Road trips are something that you can now indulge in and all of these experiences can be had with the help of McCarthy vehicle finance.

About McCarthy Vehicle Finance

Saving up for a car may take you a long time because cars in South Africa are expensive. Car finance is very prevalent in South Africa and many people have been able to have their own vehicles through this method. McCarthy vehicle finance is one of the most reputable vehicle finance providers in South Africa. The company first opened its doors in 1998 and together with Bidvest Bank and Wesbank the company delivers car finance to clients all around South Africa. The company makes it easy for people to sign up for vehicle finance by sending applications directly to the banks and being the mediator between client and bank.

McCarthy Vehicle Finance services

Instalment Sale
When you choose to take out an instalment sale you will pay a monthly instalment towards your chosen vehicle for the agreed upon time frame. The repayment period can range anything between 12 months and 60 months. You do have the option of putting down a deposit when applying for car finance which will decrease your monthly instalment thereby saving you money. If you have a good credit record you can apply for the car finance with zero deposit. Once you have completed the full payment of the loan ownership will be transferred to you.

Lease Finance
This option lets you lease a vehicle by paying an hourly rate which can be calculated on a weekly or a monthly basis. The vehicle is not yours you are simply borrowing it from a dealership with a fee involved. So this option does not give you the opportunity to own the vehicle at a later stage.

Remember to provide the following information when applying for car finance:

  • South African ID
  • Recent Payslip
  • 3 Months bank statement
  • Proof of residence
  • Be 18 years of age or above
  • Have a South African Bank account
  • Be permanently employed by the same employer for 3 months or more

Say hello to your new wheels with car finance and live a much more relaxed liefestyle where the ball is in your court.

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