MCS Bridging Finance

MCS Bridging Finance has a sole mandate to provide bridging loans. If you are waiting for pension fund, providence fund and short of cash you can request a bridging loan.


MCS Bridging Finance came about with the growing need of people needing to loan money while waiting for a payment from government or other forms of business such as real estate agent. The department has thousands of applications to process every month. The government does not have the capacity to pay out pension funds the same day or month when public servants retire. It can take between two to six months before all the documentation is finial. During this waiting period what do you do if you have no cash? MSC Bridging fills this gap in the financial services sector. It’s not easy to get a loan at a bank.


MCS Bridging finance is a registered credit provider and has made contracts for most people needing bridging to their finance. You can request a bridge loan up to R32 000. While you wait for your payout you can access this loan. The interest on the loan is cost effective. You won’t pay huge amounts of money. The repayment of the loan is flexible. Its also up to you how you want to structure the installment. Bridging Finance for property is up to 80% advanced against Property Proceeds. Also bond switch and second bond. When a property is sold it can take up to 3 months for funds to be successfully transferred to the sales agent. You can take up a loan in par with what you can afford till a payout is made to you. The interest rates also are competitively priced. Repayments and installments are flexible.


  • Bridge loans for estate agents/pension and providence fund.
  • Registered with the National Credit Regulator.
  • Interest rates are priced at an affordable rate.
  • Flexible terms on time period installment for small loan.


MCS Bridging loans application process is simple. You can either fill on an online application form or make an appointment for one on one attention. For loan application you will need to meet the following criteria.

  • Applicants must produce proof of awaiting funds documentation.
  • You need to be a South African citizen living in the county.
  • Produce a valid South African Identity Document (ID) card or book.
  • You should have an active bank account with debit order services.

Checks and verification will be performed on your application. You can expect money the same day when you qualify for the loan.


For more information you can call MCS Bridging Loans during office hours and your questions will be answered by a friendly consultant. For loan application you can visit a branch closest to you. Bring with you all the required documentation. You won’t stand in long lines because the processing of the loan is done in record time at MCS Bridging Finance.

Phone numbers

For more info contact your nearest branch
• Vaal – 016 933 5451
• JHB – 011 338 9015
• Carletonville – 081 468 9688
• East Rand – 081 404 0945
• After hours – 081 404 0945

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