A credit card can be considered as an investment for your spending habits. Think about it this way; you can track and control all the spending that you do when using a credit card. Not only will you be able to control your spending habits but you will also be rewarded with some of the best benefits and incentives for simply spending your money. You can capitalise on your rewards and at times have an entire shopping spend pay for itself. Now isn’t that great value for your money? Standard Bank has a variety of credit cards that are available to you and you can choose the one that best suits your personality and your lifestyle.
Standard Bank Credit Cards benefits
Convenience
You can spend your money from anywhere in the world wherever you see the MasterCard sign and you can also pay for any goods or merchandise by using the app for the easy anytime online platform.
Confidence
You can shop online from whichever corner of the world you are in. You can shop with the confidence in knowing that you have world-class security features on your credit card. You can switch your card on or off whenever you desire from the mobile banking app.
Freedom
Experience financial freedom with your chosen credit card when you select the 55 days interest-free by paying your payments in full and on time or you could choose to pay as little as 3% back for the month.
UCount Rewards
Use your credit card as much as possible for all your shopping requirements and earn UCount rewards whenever you pay with your Standard bank credit card. Once you have accumulated enough rewards you can spend them on anything your heart desires.
Standard Bank offers clients such as yourself 4 different credit cards that you can choose from according to your personal profile.
Platinum Credit Card
The Platinum Credit Card is made for an enhanced private banking experience. The monthly fee on the card is R80.70 and you qualify for it should your minimum monthly income begin from R58 000. The credit limit on the card is R250 000 and the interest rate will be personalised.
Gold Credit Card
The Gold Credit Card is made for the individual that is looking for an affordable credit lifestyle with added benefits. The monthly fee on the card is R50.44 and you qualify for it should your minimum monthly income begin from R5 000. The credit limit on the card is R100 000 and the interest rate will be personalised.
Titanium Credit Card
Get excellent service and the personal attention of an elite banking customer. The monthly fee on the Titanium credit card is R65.57 and the minimum monthly income that you should be earning in order to qualify for the credit card is R5 000 with a credit limit of R150 000 and the interest rate will be personalised.
World Citizen credit card
You can use this exquisite black credit card all across the world. With a monthly fee of only R252.19 and a credit limit of R250 000; this is your doorway to financial access from anywhere you are. The interest rate will be personalised.
Remember to provide the following information when applying for a credit card:
- South African ID
- Proof of residence
- Latest payslip
- 3 months bank statement