Standard bank home loans telephone number – South Africa’s Standard Bank is a globally influential financial services institution that was established there. Their primary goal is to establish themselves as the preeminent provider of financial services with an emphasis on Africa while maximizing the benefits of their competitive advantage. They provide a wide range of financial services to customers and have been in business for the last 150 years.
Standard Bank House Loans, a premier supplier of home loans, provide competitive rates and terms that are customized to meet your financial needs. Standard Bank offers loans for the purchase of a first house, the purchase of a new home, as well as the construction or renovation of a property.
If you have never had ownership of a property before, the “Buying My First Home” program with Standard Bank Home Loans is the only one for which you are eligible to apply on your own or with a partner. You may be eligible for a loan equal to up to 104 percent of the value of the property, provided that the amount of the loan does not exceed R 1 million, and based on your capacity to pay back the loan as well as your risk profile. The “additional” 4 percent may only be used to cover the fees of registering the bond and transferring ownership of the property. You have the option of repaying the loan over a period of twenty years, and the interest rates are quite reasonable.
You have the option of applying for the “Buying Again” loan via Standard Bank as either a private person, a group of individuals, or a juristic body such as a trust or business. You have the choice of selecting among rates that are competitive, either fixed or variable, or both. It is possible to get a loan for up to one hundred percent of the value of the property based on your capacity to pay back the loan as well as your risk profile. The loan may be repaid over a period of twenty years.
You and your spouse are eligible to apply for a Standard Bank Home Loan for remodeling projects provided that neither of you has owned property in the past. You may be eligible for a loan equal to up to 104 percent of the value of the property, provided that the amount of the loan does not exceed R 1 million, and based on your capacity to pay back the loan as well as your risk profile. The “additional” 4 percent may only be used to cover the fees of registering the bond and transferring ownership of the property. You have the option of repaying the loan over a period of twenty years, and the interest rates are reasonable. Take notice that only private persons may apply for the loans and get funding.
Standard Bank contact details:
Address: 5 Simmonds Street
Johannesburg 2001
Tel: 0860 101 341
Email: information@standardbank.co.za
Website: www.standardbank.co.za