It’s simpler than ever to earn your rewards, cash flow, and glitz with a TymeBank CreditCard. You can qualify for a TymeBank CreditCard if you are at least 18 years old, a South African citizen, and make more than R3,000 per month in income.
You deserve praise for successfully juggling your family’s requirements with those of your budget.
With your TymeBank CreditCard, you may make cash withdrawals at any ATM (for a charge) and make purchases anywhere, including online. With regular, on-time payments, you may enjoy interest-free financing for up to 55 days.
Benefits of a TymeBank Credit Card
- Your purchases will earn SmartShopper points no matter where you are.
- Take advantage of our 0% interest policy for up to 55 days (when you pay your account in full and on time every month)
- Getting alerts through text message
- Monthly statements
- Delivery your personalized TymeBank CreditCard to your address on record.
Advantages of using a credit card from TymeBank
Either go to the store or use the website:
Your Credit Card can be used worldwide at any location where you see the Visa logo. For a nominal price, you may withdraw cash from any ATM worldwide.
They have safety features included:
You can be certain that your funds are secure with a credit card since they have several safeguards, including SMS alerts in the event of fraudulent activity. To top it all off, if you enroll in a Credit Card protection plan, your outstanding debt (up to R250,000) will be paid off in the event of your untimely demise, catastrophic illness, or permanent disability.
You’ll have an easier time paying off large bills:
You may spread out the payment of large items like medical bills, a new refrigerator, or tuition over 6, 12, 18, 24, or 36 months using the budget option of a credit card. The minimum purchase required to activate this feature is R200.
One’s credit history can be improved:
Your bank will review your credit history when you apply for a credit card or a loan. A solid credit history may be easily obtained with responsible Credit Card management, such as making payments in full and on schedule. Additionally, a higher credit score might lead to reduced interest rates and speedier loan acceptance.
How to earn Pick n Pay Smart shopper points using your credit card
Only one card:
Bring as little as possible with you. To make things easier, the Pick n Pay Smart Shopper program may be linked to your credit card so you only need to keep track of one card.
Get paid to swipe your card:
Every purchase you make with your TymeBank card, no matter the retailer, will earn you Smart Shopper points.
Receive four times as many Smart Shopper Points
If you use your TymeBank CreditCard to make purchases at any Pick n Pay register in South Africa, we’ll increase your Smart Shopper point total by a factor of four. (Ends on Dec.31, 2022.)
Guidelines for doing safe credit card transactions online.
Prioritize security:
Be certain that the online shop you’re purchasing from will deliver on its claims before making a purchase. We will always provide you a one-time password (OTP) through text message so that you may approve the transaction with confidence.
Information that may be shared safely and securely:
For example, if you want to make an online purchase using a “Verified by Visa” card, you’ll need to provide the following information: your 16-digit TymeBank CreditCard number, the date your card will expire, and the CVV or card validation code (the last 3 digits on the back of your card). Nothing wrong with it. This is not a hoax.