Getting a credit card is a great step to take and not only does it come with a host of financial convenience; but it comes jam packed with opportunities and benefits that you would have otherwise not been exposed to. The Virgin Money credit card is a credit card from Virgin that is made to enhance your spending habits and give you great value for your money just like all things Virgin. The credit card puts you at the frontline of all your financial decisions making sure that you have control over every little detail that comes with the credit card.
Virgin Money Credit Card
With the Virgin Money credit card you have access to such great benefits as a valued client. Expect zero monthly fees and zero annual service fees. You can swipe your card at any store and you won’t have to worry about any fees incurred when swiping because there are none; enjoy zero card swiping charges. Upon applying for your great Virgin Money credit card; it will be delivered to you face to face. Get up to 55 days of interest when you apply for the credit card and get interest of 2.00% per annum. Should you ever lose your card or it gets stolen you have the peace of mind knowing that one of the benefits that you get with the credit card is lost card insurance. Get basic travel insurance for all your traveling trips and you can also apply for the additional top up cover to have you covered through and through.
Virgin Money Credit Card features
A very trendy feature that the company has integrated is that you as the client can choose your 
favourite card design from the many designs that are available to you; choose a card that best represents your personality. You can have up to three more cards that are directly linked to your credit card. You can use those cards for family or friends. Get a car card as a value added option. Your limit will be based on your credit score so it is personalised and different for every individual. You can relax when using your card for online shopping with the full knowledge that you have 3D secure protection. Get a range of rewards made exclusively for you.
Fees:
- ATM transfers at any ABSA branch will be R7.57
- The bank cheque fee are 2.02%
- Domestic transactions are R50.44
- International transactions are R121.05
- Free unpaid debit order
- The transaction fee on the car card is R5.55
- Duplicate statement fee is only R5.04 upon request
- Get same day card delivery for only R458.99
- Overseas ATM withdrawals are R25.22
- Free ATM ABSA account payments
When applying for the Virgin Money Credit Card you must supply the following information:
- South African ID
- Proof of residence
- Recent Salary Slip
- 3 months bank statement
- Be permanently employed by the same employer for 3 months or more
- Earn a disposable income of R5 000 or more
- Be 18 years of age or above
- Be in the possession of a South African bank account.