Virgin Money loans

Virgin Money loans is the answer when you are looking for a quick loan with affordable rate of interest and flexible repayment. A loan that won’t burn a hole in your pocket.

Virgin money loans ranges from personal loan to cover financial need that may arise due to a crisis. To small loans that cover your during the month. A personal loan can be used to cover something that is important in your life like paying for higher education fees or buy text books that can be very expensive. Virgin Money has few products on offer like, credit cards, insurance and travel insurance.


Virgin Money loans is a financial product designed to bring ease to accessing credit. Virgin is working with Capitec Bank through a partnership, to provide you with services you can rely on 24/7. When you are confronted with change in financial landscape you don’t have to stress, Virgin Money loans will help you out in such situations and bring balance. The team is very professional and works in a proficient manner. You will have your loan in no time.


Capitec is an authorized Financial Services Provider and works within the parameters of the National Credit Act. The loans you will access through Virgin Money will have good interest rates that you can afford.

You have the freedom to choose the interest rate and monthly repayments on the loan. Every month you will pay a fixed amount. The rate of interest starts from a competitive 12.9%. You will also find personal loan that you can tailor make to suit your ability to pay back the loan in time. Approvals are immediate, you will not have to wait for 72 hours or more. You can loan up to R250 000 over a period of 84 months.


  • Turn around time for loan application is less than 24 hours.
  • Registered with the National Credit Regulator.
  • Interest rates are competitive.
  • Tailor make your loan accordingly.
  • Choose how long you want to pay the loan installment for.


Virgin Money loan application is very simple. You need to be working and over the age of 18 years. Your salary must be enough to pay back the loan in time. To obtain the loan you will need to apply online, the website is easy to navigate. You will also need the following documents:

  • South African Identity Document.
  • Proof of residential Address not older than 3 months.
  • Banking details and statements not older than 3 months.
  • A working cellphone number.
  • Produce 3 latest pay slips.

When you have provided this information, credit checks will be performed to see if you qualify for the loan amount you request and your ability to pay it back in time. Once all has been cleared and approved. The loan will be transferred to your bank account. You can use it as you please but do pay the installment on time or failure to do so will result in monetary penalty. Personal loans can be used for such things as home renovations and improvement, car repairs even for paying university fees.

Contact Details

Virgin money spot



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